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Marc Olynyk, Director of Financial Planning, Deakin Business School, Deakin University

It's not just about accumulating super. Australians need to learn how to spend their retirement savings

Robert Kneschke/Shutterstock

Australia’s superannuation and retirement income system is complex and difficult to navigate.

Retirees need to make decisions on numerous issues where they have less than full information and understanding, both financial and non-financial. They also require access to retirement products to help them manage and balance income needs against longevity risk.

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