When Nick Seagrave inherited some money five years ago, he knew he wanted to do something with it that would count in the future. At the time, savings rates weren’t great and, as he and his wife had bought a house a few years earlier, he started looking at other options so the money wouldn’t just gather dust.
“I did some reading and decided to start investing,” the 36-year-old says. “Previously, I’d never really had much to save. As a graduate on a relatively low income, I didn’t have the money to spare. But all of a sudden, I had to make a decision.”