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David Gura

It cost $22 billion to rescue two failed banks. Now the question is who will pay

FDIC Signature Bank Silicon Valley Bank Montana Martin Gruenberg Steve Daines Silicon Valley White House

A sign is displayed for Freedom Bank in Columbia Falls, Mont. The community lender was founded over two decades ago and has grown its business by catering to locals. Its CEO, Don Bennett, says they should not be on the hook for recovering the cost of rescuing two failed banks. (Courtesy of Don Bennett)

Freedom Bank was founded two decades ago in Montana's Flathead Valley, an area well known for fly fishing and whitewater rafting that is a world away from Silicon Valley.

The community lender has built its business by catering to locals, offering a mix of mortgages, car loans and commercial loans from its home base in the tiny town of Columbia Falls.

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