Health insurance is supposed to help you when you need it most. But what if your ZIP code is quietly working against you? Many people don’t realize that where they live can affect their chances of getting health coverage. Insurers sometimes use ZIP codes to make decisions about who gets approved and who doesn’t. This can leave people in certain neighborhoods at a disadvantage, even if they have the same health needs as someone across town. If you’ve ever wondered why your application was denied or your premiums are higher, your ZIP code might be part of the answer. Here’s what you need to know about how ZIP codes can impact your health coverage—and what you can do about it.
