Many retirees think staying heavily invested in stocks is the best way to preserve growth and fight inflation. But as market volatility rises and life expectancy stretches, being too aggressive can quietly jeopardize your financial security. The Federal Reserve notes that older Americans now hold more stock exposure than any generation before them. That confidence, however, may not match their actual risk tolerance—or income needs. Here’s how to tell if your retirement portfolio is working for you or silently setting you up for future stress.
