A new online friend who asks for money, offers a can’t-miss investment, or needs help with an urgent emergency may have an agenda beyond friendship. Scammers often build genuine-seeming relationships before asking for cash, financial information, or access to an account. The uncomfortable part? Their opening messages can sound perfectly ordinary.
The Federal Trade Commission warned that scammers use fake social media profiles to build friendships before requesting money for emergencies or travel. Some even suggest gift cards, payment apps, wire transfers, or cryptocurrency.