With a market capitalization of $21.3 billion, Fair Isaac Corporation (FICO) is a global analytics software company best known for its FICO Score, the widely used benchmark for consumer credit risk in the U.S. Beyond credit scoring, FICO provides decision-management, fraud detection, risk management and predictive analytics solutions that help businesses automate and improve decisions across the financial services, insurance, telecommunications, healthcare and retail industries.
Companies with a market cap between $10 billion and $200 billion are typically referred to as “large-cap stocks.” Fair Isaac fits right into that category, with its market cap exceeding this threshold, reflecting its substantial size and influence in the software application industry. Fair Isaac is regarded as one of the most influential companies in credit analytics and decision intelligence, with its technology playing a central role in consumer lending and risk management worldwide.