
If you’ve been considering adding an annuity to your retirement plan, you’ve probably noticed that opinions vary widely as to whether it’s a good strategy.
Many people, potentially including some knowledgeable financial advisers, think annuities can play a vital role in retirement — especially if you need to shore up a shaky income plan. But others may argue that annuities often don’t live up to the hype, and consumers aren’t always sure about what they’re getting before they are persuaded by a sales pitch.