There are few guarantees in retirement. But it's likely you'll need more money than you're saving at the moment, financial advisers say.
Of course, how much you actually need depends on countless factors: where you live, your fixed expenses, the type of lifestyle you hope to lead, your age, medical costs, whether you support anyone else, how much your spouse has saved, your Social Security payments, and on and on. Then there's inflation, investment returns, and other unknowables to consider. There's no one-size-fits-all savings figure to aim for.
