It's never too late to start investing, and getting started in your late 30s can still set the stage for a good retirement. However, you'll need plenty of financial discipline and the commitment to stick with it over the long haul.
Those were some of the key themes in the advice Reddit users shared with a 39-year-old who is just getting started with investing. The original poster wants to start small with $100 to $150 per week.
