Mumbai: A Nagpur consumer commission has directed a life insurance company to pay over Rs 50 lakh to a widow, ruling that rejecting a claim when the deceased had already disclosed his alcohol consumption habit prior to buying the policy amounts to deficiency in service.
Further, relying on Supreme Court orders that termed hypertension and diabetes mellitus as lifestyle diseases, the forum noted that the claim cannot be denied merely because a person did not mention these pre-existing diseases before taking the policy.
