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Wales Online
Wales Online
Chantelle Heeds & Elaine Blackburne

'Inspirational' mum clears £21,000 debt in eight months and now has £10,000 'emergency fund'

An "inspirational" mother-of-two has told how she cleared £21,000 of debt in just eight months. Ruth Taylor not only wiped the money that was owed but she carried on to save an extra £10,000 for an "emergency fund".

Now the family is preparing for its first holiday abroad in seven years with a £4,500 trip to Florida. Ruth has shared how she achieved the turnaround with lifestyle changes and extra work.

Ruth told how she began to look at the family finances more closely as she worked to pay off £21,000 of debt. This has accrued when the now 43-year-old moved into her first family home and paid for furnishings on credit plus funding the cost of a new boiler by taking out another credit card.

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