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An Emergency Fund Is 'Not About Making Money' — Dave Ramsey's 9 Ways to Protect Your Retirement

Dave Ramsey Social Security Inflation Warren Buffett
Personal finance guru Dave Ramsey speaks to a crowd of thousands at his event Dave Ramsey's Total Money Makeover LIVE at Cox Convention Center in Oklahoma City, OK.

When it comes to imparting retirement advice, Dave Ramsey has been at it for more than three decades. The retirement expert, author and podcaster has helped millions of people navigate the complexities of retirement saving and preparing.

While not everyone agrees with the advice Ramsey has to offer — from saving 15% of your annual salary to not relying on Social Security only in retirement — most can agree that Ramsey is influential in the world of personal finance.

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