Indigenous people left 'out in the cold' by super funds

Jargon and other barriers prevent Indigenous people accessing their superannuation, advocates say. (Dan Peled/AAP PHOTOS)

Aboriginal and Torres Strait Islander people are being left "out in the cold" when trying to access their superannuation, consumer and Indigenous advocates say.

Rigid identification policies, culturally insensitive customer service and a push towards digital systems mean many First Nations people are locked out of their superannuation, according to a report from Super Consumers Australia and Mob Strong Debt Help.