Income inequality surges as richest group gets more than 90 per cent of the gains, Australia Institute finds

Thomas Harmathy, 23, lives in Melbourne and he's worried about increasing financial inequality in our society.  (ABC News: Simon Tucci)

Thomas Harmathy is doing fine. He's healthy, in his early 20s, living on his own and working a hospitality job in the big city.

However, he and his friends don't feel like they're in a golden patch.