Many people who retire before age 65 rely on the Affordable Care Act (ACA) marketplace for health insurance until they qualify for Medicare. As policymakers debate whether to extend enhanced premium subsidies, some early retirees are waiting anxiously before making their next move.
For households that retire in their late 50s or early 60s, the difference between subsidized and unsubsidized premiums can be substantial — sometimes $15,000 to $20,000 a year.
