Waking up to an unexpected five hundred dollars in your Zelle account feels like a rare win. You might think the money is yours because the sender made the mistake. However, the digital banking system in 2026 relies on “Unjust Enrichment” laws. These rules favor the original owner of the funds. The app makes it easy to send money to the wrong person, but the legal consequences for keeping it remain real. Today, we are revealing why that accidental windfall is actually a legal liability.
