Monthly cost: $15
Yearly cost: No annual plans available
Family plan: $40/month
No. of bureau scores: 1
No. of bureaus monitored: 3
Frequency of credit reports: None
Type of credit score: VantageScore 3.0
Credit-improvement simulator: No
Credit-lock/freeze button: No
Security software: AV, PW manager, VPN, parental controls
Investment account monitoring: Yes
Max. ID-theft coverage: $3 million
Data Breach Alerts: Yes
Medical Records/Payday Loan Monitoring: Yes/Yes
Online Predator/Cyberbullying Alert: Yes/No
Title Change Alert: No
Two Factor Authentication (2FA): Yes
Extras: Reputation Manager
With the ability to monitor the totality of your credit, limit rogue transactions and keep an eye on your investments, IDShield gets off to a great start for protecting your identity. It’s among the least expensive of the best identity theft protection services of its kind and provides the basics, including up to $3 million in identity insurance, and a slew of security software from Trend Micro. The top plan, however, not only lacks access to your full credit reports but only shows scores from Experian, although it monitors the action at all three credit agencies.
