Monthly cost: $35
Yearly cost: $350
Family plan: $40/month
No. of bureau scores: 3
No. of bureaus monitored: 3
Frequency of credit reports: TransUnion: daily; Equifax and Experian: quarterly
Type of credit score: VantageScore 3.0
Credit-improvement simulator: Yes
Credit-lock/freeze button: Yes
Security software: VPN, browser extensions
Investment account monitoring: Yes
Max. ID-theft coverage: $2 million
Data Breach Alerts: No
Medical Records/Payday loan monitoring: No/Yes
Sex Offender/cyberbullying Alert: Yes/Yes
Title Change Alert: No
Two Factor Authentication (2FA): Yes
Extras: Deep credit simulator
With a focus on identity protection that none of the other best identity theft protection services can match, TransUnion’s IdentityForce offers a good mix of credit scores and advice with identity insurance. Bitdefender and McAfee even use the service for their own products. IdentityForce plans are reasonably priced and inclusive while the included credit simulator is among the best ways to try out scenarios for improving scores.
