Christmas is two weeks away, but for some people it represents financial anxiety more than festive joy. Almost 50% of people are looking to cut back on their spending on presents this year, with more than a third expecting to go into debt in the last weeks of the year.
If anywhere in Wales will feel the cost of living crisis sharply at Christmas, it'll be Ely in Cardiff. Families in traditional working class areas like this are not well equipped to absorb the huge increases in the cost of their heating, petrol, food and other costs. Research has found 67% of the youngest children in the core of Ely around Grand Avenue grow up in homes where incomes aren't high enough to cover essential living costs, that's the highest rate in Wales.
Many will be doing everything they can to give their families the best Christmas they can. But people told us about their plans to cut back - with some saying they wouldn't bother at all.