If you’ve ever had a car totaled, you know it’s already a nightmare. Now imagine that stress getting worse because the bank holding your loan calls and demands payment for a car that doesn’t exist anymore.
That’s exactly what TikTok creator Nikki (@nikkisfun4all) is dealing with after the credit union holding her totaled BMW loan said she still needed to make her monthly payment before the insurance check came through. According to Motor 1, Nikki talked about a call with a credit union worker who contacted her about a late payment. Her four-seater BMW had been in an accident about a month and a half earlier, and it was totaled. When the credit union called, Nikki thought they were checking on payoff details or processing information.
