Every December, people do the same rituals: They check their credit card rewards, swear they're finally going to tidy up the garage and promise they'll eat fewer cookies in January (not to mention resolve to go to the gym and get those rock-hard abs). Oh, and lose weight — maybe that goes without saying.
But there's one year-end task that matters a lot more than resolutions you probably won't keep for long, and it should take less time than you think: review your insurance.
