
With the average American living 79 years, according to the Centers for Disease Control and Prevention, planning for the future is increasingly important. For women, whose life expectancy exceeds 80, it becomes even more critical.
A longer life expectancy means women are more likely to need long-term care than men. For women who do need care, the timeline is often longer. Research from the American Association for Long-Term Care Insurance shows that on average, women age 65 and older live with a disability for about 3.2 years, compared to 2.3 years for men.