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Kiplinger
Kiplinger
Business
Patrick M. Simasko, J.D.

I'm a Financial Adviser: This Is Why Unmarried Same-Sex Couples Need an Estate Plan

A same-sex couple cuddle with their dog on the sofa at a vacation cabin.

I've been practicing elder law for decades, and I've sat at too many kitchen tables explaining one hard truth: A marriage license isn't just a piece of paper. It unlocks a long list of legal rights and protections that unmarried couples simply don't get despite how long they've been together.

For same-sex couples who aren't married, the gap between what you think happens and what the law actually says can be huge.

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