Retirement math gets trickier when you're 50, your job's at risk, and the numbers no longer add up the way they used to. That's exactly where one Reddit user found themselves — sitting on $1 million in savings, an $80,000 mortgage, and a growing sense that time was running out.
"I'm 50 years old, with about $1M in my 401(k) and Roth," they wrote. "I have zero debt except for around $80K left on my mortgage."
