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Fortune
Fortune
Catherina Gioino

How Zohran Mamdani's pied-a-terre tax exposed an epidemic of 'ghost cars' instead

Cars on a highway in the Bronx, N.Y. (Credit: James Carbone/Newsday RM via Getty Images)

It’s not an uncommon sight to see out-of-state plates in New York. For one, it is the self-described greatest city in the world, so of course people embark on road trips to see all the sights of the five boroughs. But on the other hand, plenty of those plates are New Yorkers who register their cars in New Jersey, Pennsylvania, or elsewhere specifically to dodge New York’s high insurance premiums, while actually living in and driving around the Big Apple.

In New York City specifically, a Streetsblog analysis of city violation data found nearly 21,000 vehicles registered outside the tri-state area (plus Pennsylvania) that picked up at least one violation in the city in every single quarter of the year: a pattern strongly suggesting these cars are actually garaged and driven in New York full-time, with owners registering elsewhere purely to dodge the state’s high insurance rates.

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