Building wealth takes years. Sometimes, decades. But passing it on smoothly to the next generation needs its own planning. That is where legacy planning comes in.
For many Indian families, wealth is spread across different places. A home, some gold, bank deposits, mutual funds, retirement savings, insurance policies, maybe even a family business. These assets may look organised while the main earner is around. Later, the picture can become less simple. Who gets what? Will the family have enough ready money? Will investments need to be sold in a hurry?
