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The Independent UK
The Independent UK
National
Amy C. Arnott

How to use money market funds in your portfolio

Morningstar The Associated Press T Rowe Price
Financial Markets Wall Street - (Copyright 2025 The Associated Press. All rights reserved)

Money market funds are mutual funds that invest in short-term debt instruments with high credit quality, including US Treasury bills and short-term unsecured corporate-backed notes (aka commercial paper). Money market funds aim to sustain a net asset value of $1.00 per share while offering higher yields than bank savings accounts.

What are the advantages and risks of using a money market fund?

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