Time is running out to top up your state pension - here’s how as key deadline approaches

You have until 5 April 2025 to top up your state pension by filling in any gaps in your National Insurance record from 2006 to 2018. From 6 April this year, you will only be able to fill in gaps for the last six tax years.

You may have gaps in your National Insurance record if you were not earning enough to meet the National Insurance threshold (whether employed or self-employed), were unemployed but not claiming benefits, or were living or working outside the UK.