The death of a spouse can turn a carefully built retirement plan into a puzzle with missing pieces. Stress-testing a retirement plan after that loss helps uncover where income, expenses, taxes, and investments need a fresh look before small cracks become bigger financial headaches.
A retirement strategy that worked beautifully for two people may not fit one person’s new reality. From Social Security decisions to insurance changes and investment withdrawals, every piece of the financial picture deserves a second look, especially when emotions and money decisions collide.
