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The Independent UK

National

Christine Benz

How to set and invest your emergency fund

FDIC Morningstar

Money Matters-Financial Goals - (Copyright 2017 The Associated Press. All rights reserved.)

Emergency funds are an absolutely crucial aspect of any financial plan, regardless of the life stage or situation.

For people who already have high-interest-rate debt, having an emergency fund can help guard against resorting to additional high-cost financing in a pinch. It also helps you defray unexpected expenses without needing to raid your retirement accounts.

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