If you want to help your children buy a home, there are several ways to go about it, ranging from family loans to outright gifts. This is especially pertinent to consider as lofty home prices, rising mortgage rates, and a tight inventory of homes for sale have shut many young buyers out of the housing market.
The median age of all home buyers in 2025 was 59, according to the National Association of Realtors, representing a jump from 2024's already high median of 56. Overall, this indicates that first-time home buyers are delaying their purchases. The typical first-time buyer was 40, an all-time high.
