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Kiplinger
Kiplinger
Business
Elaine Silvestrini

How to File Tornado Insurance Claims

An insurance adjuster taking a photo of a roof damaged by a storm.

If you live along Tornado Alley, you'll want to know how to file an insurance claim when the time comes so you can get compensated quickly. In 2025, a total of 1,558 tornadoes were reported in the U.S. The majority of those tornadoes touched down in Texas, Illinois, Missouri, Mississippi, Alabama and North Dakota, according to AccuWeather.com.

Forecasters say the most consistent corridor for severe weather this spring could again stretch from the eastern Plains into the mid-Mississippi Valley and western Ohio Valley, particularly during March and April. Cooler temperatures tied to unusually icy waters in the Great Lakes may delay some severe weather across parts of the Midwest until later in the season, potentially shifting more activity into late April or May.

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