Question 1: I will reach pension age next year. My partner is nine years younger than me. I have around $900,000 in super. My partner has never worked and does not have any super. Can I transfer half of my super to her account, without any implications for tax or the pension?
When one spouse is a few years older than another, the strategy you outlined can be a very effective way of maximising age pension entitlements for the older spouse, at least until the younger spouse also attains age pension age. This is because funds held in super are not counted in the income or asset test until that time.
