Homeowners looking for a new mortgage deal will find a range of attractive offers available right now, though experts caution that the 'cheapest' rate is rarely the most suitable.
Since the Bank of England’s base rate cut to 3.75 per cent in December 2025, there’s been a significant price war among high-street lenders for the start of 2026 - but financial experts stress getting the lowest interest rate doesn’t necessarily mean you’re getting the best overall deal.
