The Chanakya Principle Behind Every Rupee You Don't Spend
Chanakya wrote in the Arthashastra that a man who cannot control small expenditures will never accumulate large ones. He was not talking about frugality as a virtue. He was talking about the arithmetic of accumulation, the idea that wealth is not built in large moments but in the discipline of small, repeated actions compounding over time. A SIP of ₹2000 a month is exactly that principle in a mutual fund wrapper.