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Kiplinger

Business

Richard P. Himmer, PhD

How Retirement Puts Your Cognitive Portfolio at Risk (and the Answer Isn't Doing More Crosswords)

Margaret Brain Psychology

A pink three-dimensional maze in the shape of a brain on a bright purple background.

Every retirement plan is built around the same fear: Outliving your money. The industry has developed sophisticated tools to address it.

Monte Carlo simulations model the probability that a portfolio will survive 30 years of withdrawals
Safe withdrawal rates are debated to the decimal point
Longevity risk is taken seriously

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Top stories on inkl right now

Rep. Ilhan Omar's attorneys demand return of property seized in federal search of her home

Attorneys for Rep_ Ilhan Omar are asking the Justice Department to immediately return property that federal agents seized from her home this week, arguing that the search stemming from an investigation into her citizenship status was “neither justified nor lawful.”

The Independent UK

Trump in Georgia falsely claims election of Jon Ossoff was illegitimate

President appears at rally for struggling Mike Collins, dismisses critics and touts ‘most successful’ two-year run

The Guardian - US

Katie Zacharia’s five days as press secretary expose flaws in Trump’s TV-driven hiring

The president reportedly chose Zacharia after seeing her on television, but her first press briefing and disastrous interviews sealed her fate

The Guardian - US

DOJ reaches settlement with Mississippi police department it found routinely violated civil rights

The U.S. Department of Justice announced Friday it reached a settlement forcing reforms for a Mississippi city and its police department, which the DOJ found discriminated against Black people, used excessive force and retaliated against critics

The Independent UK

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Bystander who killed Oregon shooter identified as father of girls at elementary school

Kaylub Giamanco, who was reportedly driving home when he heard gunshots, ‘not seeking recognition’, family says

The Guardian - US

Family of US man who died on Six Flags ride question if death was preventable

Hassan Jihad Ibn Kariem died after reportedly ‘passing out’ and falling off Goliath rollercoaster in Georgia while beside niece

The Guardian - US

Top stories on inkl right now

Rep. Ilhan Omar's attorneys demand return of property seized in federal search of her home

The Independent UK

Trump in Georgia falsely claims election of Jon Ossoff was illegitimate

President appears at rally for struggling Mike Collins, dismisses critics and touts ‘most successful’ two-year run

The Guardian - US

Katie Zacharia’s five days as press secretary expose flaws in Trump’s TV-driven hiring

The president reportedly chose Zacharia after seeing her on television, but her first press briefing and disastrous interviews sealed her fate

The Guardian - US

DOJ reaches settlement with Mississippi police department it found routinely violated civil rights

The Independent UK

One subscription that gives you access to news from hundreds of sites

Already a member? Sign in here

Bystander who killed Oregon shooter identified as father of girls at elementary school

Kaylub Giamanco, who was reportedly driving home when he heard gunshots, ‘not seeking recognition’, family says

The Guardian - US

Family of US man who died on Six Flags ride question if death was preventable

Hassan Jihad Ibn Kariem died after reportedly ‘passing out’ and falling off Goliath rollercoaster in Georgia while beside niece

The Guardian - US

Our Picks

Qianlong vase found in Cornish property brochure sells at Sotheby’s for £304,800

A large imperial porcelain vase, standing thirty-seven centimetres tall and made for the Qianlong emperor, passed down through a single English family before arriving at Sotheby's. Estimated at between £100,000 and £200,000, it sold in November 2025 for £304,800, comfortably above the top end of the estimate. Its story combines…

The Times of India

Scientists Asked Coffee Drinkers to Quit for 14 Days — Here’s What Changed

What would happen if you gave up your morning coffee for two weeks? Would you sleep better, feel less anxious, or spend your mornings battling...

Saving Advice

Michigan TikToker says neighbors allegedly called ICE on her family. Then asked her mom to save them some tamales

A promised batch of tamales, delivered anyway.

We Got This Covered

Two strangers say a mom handed them her baby at a Phoenix concert. But when she came back, she told security a different story

No good deeds, huh?

We Got This Covered

Demi Lovato's Battle With Her Eating Disorder Is a Lifelong Struggle and She Confesses Not 'Fully Healed'

Demi Lovato has spoken about her ongoing eating disorder recovery, saying complete healing feels unrealistic while cooking and body acceptance have helped her manage the condition.

International Business Times UK

Ben Affleck’s Latest Confession Puts His Hollywood Past Under a Fresh Spotlight

"I always found that man sketchy," one person said after Ben Affleck's podcast remark led to renewed scrutiny of his past controversies.

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