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The Guardian - UK
The Guardian - UK
Environment
Damian Carrington

How extreme weather is leaving thousands of homes uninsurable

An aerial view of new homes and levelled plots in Altadena, California, a neighbourhood destroyed by the Eaton fire in 2025.
An aerial view of new homes and levelled plots in Altadena, California, a neighbourhood destroyed by the Eaton fire in 2025. Photograph: Mario Tama/Getty

I’m worried about insurance.

Some homes are becoming uninsurable due to the rapidly escalating impacts of the climate crisis. And that should worry you too, even if you think your home is safe enough.

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