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Kiplinger
Kiplinger
Business
Martha Shedden, CRPC®

How Divorced Retirees Can Maximize Their Social Security Benefits: A Case Study

Susan Social Security SEC Divorce SSA
An older woman looks thoughtful as she looks over paperwork in her home office.

Many individuals do not realize that if they are divorced, they may be eligible for Social Security benefits based on their ex's earnings record. These include spouse and survivor benefits.

The rules that govern whether they may collect and how much their benefit will be are complex, and the amount of income at stake can have a significant impact on retirement finances.

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