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GOBankingRates
GOBankingRates
Heather Altamirano

How Dave Ramsey Is Aiming To Help Americans Amid a Growing Debt Crisis

Dave Ramsey the Federal Reserve Bank of New York Ramsey Solutions United States
Dave Ramsey

Americans are drowning in debt. According to the Federal Reserve Bank of New York, total U.S. household debt rose to about $18.59 trillion in the third quarter of 2025 and that’s where Dave Ramsey, CEO of Ramsey Solutions, comes in. Known for his no-nonsense money advice, Ramsey has been helping countless people get back on track with their finances for years through his podcast, radio show, books, social media and EveryDollar app, which is relaunching January 8.

The redesign draws on 10 years of user feedback and behavior data to address consumers’ money habits in innovative ways and Ramsey explained why budgeting tools are essential at a time when many Americans are struggling to stay afloat. Below is Ramsey’s advice and how it can help Americans through tough economic times.

Also here are seven Ramsey money moves you should try.

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