Holiday spending: what to sort out now to keep costs down

Make sure the perfect holiday is on the cards by planning your spending well in advance. Photograph: Erik Isakson/Getty Images/Tetra images RF

Millions of people are counting down the days until they head off abroad this summer. But when you are doing pre-holiday admin, don’t forget about the things that will help keep costs down, and make for a smoother trip.

Pick the wrong plastic, for example, and you will end up spending more than you need to.