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The Independent UK
The Independent UK
Business
Joanna Hodgson

Here’s how much your mortgage repayments could change if you need a new deal this year

The final months of 2025 look set to be busy for mortgage brokers, with around 446,000 fixed-rate deals coming to an end - of which a significant chunk are two and five-year fixes.

Many customers renewing will likely fall into two camps: those welcoming what they consider better terms, and others disappointed at how high borrowing costs have climbed.

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