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The Independent UK
The Independent UK
Business
Ashley Donohoe

Here are four steps I took to get my first home loan

Fairfax California

Aspiring first-time homebuyers earned a much-needed reprieve in February when mortgage rates dipped below 6 percent for the first time since 2022.

But many housing markets, including California, remain highly competitive, requiring that buyers get creative with their offers and financing options to have a realistic chance against wealthy competitors making cash offers.

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