The Reserve Bank of India (RBI) has kept the Floating Rate Savings Bond (FRSB) interest rate at 8.05%. This follows the Finance Ministry’s decision to maintain the National Savings Certificate (NSC) interest rate at 7.7%, in its quarterly review meeting.
In a statement dated July 1, 2026, the RBI said, “The coupon rate on FRSB 2020 (T) for the period July 1, 2026, to December 31, 2026, and payable on January 1, 2027, remains at 8.05% (7.70%+0.35%), unchanged from the previous half-year.”