Americans faced 5,430 severe hail events last year, according to the National Weather Service Storm Prediction Center Annual Severe Weather Report Summary. And that's considered a relatively mild year for hailstorms, with the count topping 7,300 in 2024 and over 10,000 in 2023.
The point is: Hail happens often, especially if you live in the Midwest. And the damage these natural disasters cause adds up. According to a 2023 analysis by State Farm, the major insurance agency paid out $3.5 billion in hail-related claims that year. That's just one insurer in one year.
