A historic Great Wealth Transfer is reshaping the American landscape. Cerulli Associates projects that a staggering $124 trillion will change hands through 2048. More immediately, McKinsey estimates that over the next decade, Gen X households could inherit $14 trillion, with millennials receiving another $8 trillion.
For the typical Baby Boomer or Gen X reader, these aren't just macroeconomic headlines — they are deeply personal inflection points. You likely find yourself at a crossroads: Either preparing for a legacy that could redefine your own retirement, or staring at your balance sheet wondering how to pass the baton without tripping up the next generation — or yourself — in the process.
