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Kiplinger
Kiplinger
Business
Charlotte Gorbold

From Age 55 to 70: Why Your Passport Is the Biggest Factor In Retirement Age

A group of senior friends/couples is looking at a smartphone while taking a selfie, laughing together.

As of 2026, the full retirement age for anyone born in the United States in 1960 or later is 67. If that feels like a raw deal, spare a thought for people in Libya, North Africa.

In 2022, Libya raised its official retirement age to 70 for both men and women, the highest in the world. With the World Health Organization placing the country's average life expectancy at just 72.2 years, only a small minority of citizens will likely live long enough to receive full retirement benefits for a significant amount of time.

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