As a property journalist with an inbox crammed full of doom-filled missives about the housing market and interest rates, I thought I had my eyes wide open when it came to my own mortgage.
My five-year fixed rate was coming to an end and the abrupt jump out of 2018 and into 2023 was going to be painful. But I’d call a few contacts, do a few sums and get back to observing the madness from afar — or so I thought. Reality has been messier.
