A financial advisor has explained how you can obtain a mortgage without saving money for a mortgage deposit.
Paul Merriman from AskPaul.ie took to TikTok to share how those struggling to save may not need to.
He said: "If you use the Help To Buy from the government, you don't actually need to save for a deposit. The government will give you up to 10% of the value of the house up to a maximum of €30,000, and that money comes from the last four years of tax you've been paying. So you don't actually have to save a deposit."