A third of the so-called "forgotten generation" fear they'll retire with mortgage debt, despite being one of the key cohorts to have entered the housing market relatively early in life.
Generation X, which sits between Baby Boomers and Millennials, has earned the moniker as a smaller and less vocal demographic than the other two.
Now these 46 to 60-year-olds are the subject of a new Australian study into how they feel about their financial future.
"This generation is resilient and capable, but tired, under-recognised and coping rather than thriving," according to Toby Ellis, head of the community rewards platform Citro, which commissioned the research.
The study of just over 1000 people found that 51 per cent felt they were mostly or completely invisible in the national debate, despite many government leaders themselves being Gen X.